Friday, February 8, 2008

Live and learn!

Do you ever have one of those days where you would love to just START OVER? Because you are now smarter than you were before! Boy have I been wanting to start all over again! There are just so many things I wish I could change! For one, our finances.....we were so dumb when we first got married. Now we are just full of bad habits and not good with budgeting. Although I will say every bill does get paid on time and we have groceries, I just want left over for savings and vacations ect. For some reason we are somewhat spoiled with vehicles, we have bought 15 car/trucks/suv's in 7 1/2 years. Do you know how much money we have thrown away....it makes me sick to think about it. Then we have managed to be convinced about certain mortgages and in return really screwed us up. We have GREAT credit, with is scary because they will give you all the money you want. Luckily we purchased our house at the right time and we have a lot in equity so that's not a problem. But what I wouldn't give for our mortgage to be $135,000 again. That seemed so much a few years ago! Then another thing I would change it finishing school! So now I am trying to finish school! What a mess, I am taking 15 credits right now, which is full time.....what was I thinking. I went and talked to the councelor in January and they told me I can apply for the Nursing Program in March to begin in August! If I would have know that I was that close I would have started A LONG TIME AGO!! Now there is so much going on! It is very overwhelming. I guess that is what life is about, you live and learn. And then you freak out later!!!!! Sorry it is just one of those days!

4 comments:

Mandy said...

Everything happens for a reason. Richie and I wouldn't be where we are today without all the hard times. Good thing someone is always watching out for us. You do great, just take things one day at a time. You can't make up for all those years all at once. It will take some time. What counts is that you recognize things and make them better! That's what I'm learning. Love ya.

jacblanch said...

Oh my goodness, I SO know what you mean! I could have written that myself! :) Good for you for going back to school, though! I'm planning on starting again in August. I still don't know what I want to be when I gorw up though. Anyway, I just thought I would let you know that I can relate! :)

Leslie said...

Misty darling - I can really relate also. At least you are aware of it now and can admit it. We have made some poor moves ourselves and have gone through some rough times...they do pass and you can over come them. Hang in there sweetie! Without sounding too preachee he never said it would be easy only worth it. xoxo

Nikki said...

O Misty. You have always done things on your own and that is GREAT but you know that I am always here to help. Even though you never ask:) Everyone LOVES you!